Documents Required when Applying for a Personal Loan

Considering applying for a personal loan? Have you already prepared? Do you know what kind of papers you should gather?

It is impossible to get a personal loan if you don’t have a full package of documents required by a bank. Even if one of the papers is missing, you’ll probably get a negative answer. So, don’t risk. Read the information below and reach a bank 100% prepared.

Let’s have a closer look at what kind of documents you need in order to get a personal loan as fast as possible. The procedure of getting a loan is quite simple and similar for any bank you apply to. You have only to stick to the rules and the requirements provided by it.

3 Important Documents to Get a Personal Loan

In terms of documents, you will need only those which can guarantee that you’re a reliable, responsible person with a stable financial support. So, what you need to get a loan in the short time are:

  • Financial papers. Get salary slips, showing how much you have earned during the last  2-3 months.
  • Bank papers. Get a salary account statement for the last 3 months.
  • Any kind of employment and address proof you have. It may include an ID card, passport, driving license, ration card, telephone landline, utility bill, etc. It is a typical proof of identity, residence, and income. Get a current employment certificate from your job. It will add a higher positive effect to your documents in general. Working for a stable company adds value to the documents too. If you’re a self-employed person, you have to get a little bit different papers. For example, you have to prepare a business existence proof document which is a 2-3 years old salary copy. When it comes to income proof, get the latest 2 or 3 years income tax return. In addition, provide your office address with a property document, maintenance bills, and utility bills.

Conclusion

The most crucial documents for getting a personal loan are those which are based on employment stability or income stability. The longer period of time you have a stable income, the higher chances you have to get a positive answer to your personal loan request. So, keep it in mind. For self-employed professionals, it is about 4-5 years, and for regular employees, it is about 2-3 years.

A personal loan is one of the most flexible and advantageous financial options you can get from a bank. Though it is an easy thing to get, you have to stick to certain rules and gather all needed documents in order to have your application approved. So, read the information provided above one more time and start gathering those needed documents to get a personal loan for shopping, travelling, education, marriage, or whatever you want to as fast as possible.

Collector Of Randall Made Combat Knives

Specializing in early Randall knives from the 1940s through the 1960s with emphasis on Fighters, Bowies, and Combat survival models. We are particularly interested in World War II, and the Korean and Vietnam periods. We also collect uniforms, shoulder patches, medals and insignia of the United States Marine Corps from the World War I and II eras.

 

 

 

 

 

 

 

 

 

Click on a link below to read excerpts from the upcoming book, Randall Fighting Knives in Wartime, by Robert E. Hunt.

From Section 1: World War II

From Section 2: Korean War

From Section 3: Vietnam War

Randall Fighting Knives in Wartime

is now available directly from the publisher or
from the author only at selected knife shows.

We buy, sell and trade, while maintaining a sizable collection. All pieces are in excellent condition and are good representatives of their period. Each month we will offer a variety of items for sale or trade as they become available, so check back frequently. Additionally, check out our informative articles in The Randall Collector, and The Randall Collector Archives. Here you will find a wealth of useful information and insight about collecting Randalls.

We are interested in acquiring any of the knives listed below and will purchase or trade for pieces in good condition to upgrade our collection. Our collection includes knives similar to those mentioned and we would be willing to sell or trade for items of interest to us. Additionally, we may be able to assist you in acquiring scarce or hard to find knives for your own collections. We are particularly interested in the following:

  •  Early “Fighters” from the 1940s World War II era
  •  Springfield Randalls
  • Fighters and Stilettos from the 1950s Korean War era
  • Model #1s with 8″ blades from the 1950s through the 1960s
  • Bowies from the mid-1950s in Moore or Heiser sheaths
  • Early knives of the Vietnam War in riveted sheaths (Model #s 14, 15, 16, 17, 18)

Look for us at Knife Shows throughout New England.

Member of the Northeast Cutlery Collectors Association (NCCA), the Randall Knife Society, and the Oregon Knife Collectors Association (OKCA).